body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	padding:0;
	margin:0;
	color: #3A4960;
	background-color: #3B6CB1;
}
h1,h2,h3 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-weight: bold;
}
h1 {
	font-size: 24px;
	color: #3A4960;
}
h2 {
	font-size: 18px;
}
h3 {
	font-size: 16px;
}

div , p  {
	margin-top:0
} /*clear top margin for mozilla*/